If you are looking for your first credit card you will probably be having a difficult time these days since credit card companies are somewhat nervous about providing people with credit cards in such a negative environment. (By negative environment we mean the current debt crisis) But there is always hope for creating a credit history as you can generally be approved rather quickly with a gasoline or a retail store credit card. The limits on these cards are relatively low and the standards for approval are a bit easier. That is why they make an excellent source for those looking to start up their credit history.