What do you think? Do HYIP programme is a scam or it’s juat a legal method to make investment online?

There are a thin line separating the two issue here. Either all HYIP is totally a scam or just mere investment programs. I’ve asked some of my friends about HYIP but some of them said that HYIP is a totally scam.

But others said that it’s just a matter of what the HYIP admin think and act. Some admin are responsible enough to their programs and really invest in Foreign Exchange (Forex) and Commodities trading. Some others invest in Trust Fund and Bond. But others non responsible admin are throwing the money and investing in other HYIP targeting the highest interest rates. You can see HYIP example here at www.securemutual.com

It’s good if they invest the money either in real market or just in other HYIP, but some HYIP admin are just using the same money to pay their investor interest. That’s why some HYIP are totally scam when their paid some interest for a small period (maybe one or two week before disappear).

That’s why you can see some HYIP are good enough and stay longer in the internet while some others are disappearing fast.

So the bottom line is… what is your comment?