Merchant Account Company

Hi, today I’d like to review a merchant processing which seems like a good deal: Card service sales is a merchant account company that offers merchant accounts to websites and stores. They also give away free software, free reprogramming and other free services.

From what I can see it looks very easy to get set-up with a new merchant account for an online business. That’s the area where I’d would be interested, because at the moment I’m using Paypal, but they have quite high fees for credit card transactions, for those of my customers who don’t have a paypal account (paying from a paypal account to another is free).

This company, founded in 1988, offers support for many payment means:
- Major credit cards: MasterCard®, Visa®, American Express®, Diners Club®, Discover®, JCB®
- PIN-secured and signature debit
- Electronic benefits transfer (EBT)
- Gift cards, purchasing cards (levels II and III)
- TeleCheck® Warranty and Electronic Check Acceptance® (ECA®) services
- All Web-based, e-commerce transactions through the LinkPoint® Secure Payment Gateway (LSPG) — a complete online payment solution

So that’s a good point, in case you want to expand your online business in the retail world too, you can have only one company to deal with, their rates and fee are also interesting, check them out!
What I like the most in the e-commerce setup are those features:
- LinkPoint® Central - Process and manage credit card transactions and checks manually from any computer that has an Internet connection, web browser, and a user ID and password.

Because LinkPoint is a reference in the online credit card processing world.

- Credit card processing online - Accept major credit cards including Visa®, MasterCard®, American Express®, Discover®, for products purchased on your website and/or shopping cart.

Because as I said it’s good to support major credit cards without using Paypal and their higher fees.

- Accept Checks Online via ACH - Give your consumers the option of paying via online check for products purchased on your website and/or shopping cart and over the phone.

Because sometimes customers like to pay in old school fashion.

- Recurring billing - automated billing of recurring payments.

Because this is very useful for subscribers.

- Membership / Subscription password service - Add “premium” content areas to your web site that can only be accessed for a fee.

Because even when someone is a subscriber of your site, you may want to have very special content which require another payment to be accessed.

- Fraud and Risk Management - Customizable fraud and risk management system helps you maximize sales and minimize risk.

Because without it you can say your online business goodbye!

- Shopping cart integration - We are compatible with many of the leading shopping cart vendors.

Because that’s a must, not having to depend on a particular shopping cart system. Separates the shopping cart from the credit card processing.

- 24/7 Experienced technical support - 7 days a week.

Because shit happens.

- Online reporting - All the details of your transactions are available online.

Because it’s good to have a second report, the first and foremost being your shopping cart’s reports.

- Address Verification Service (AVS)

Because that’s simply a cool feature, helps with risk management too.

- Email receipts - to both merchant and your customers.

Because it’s good that your customers are re-insured that you don’t store their credit card information but that those are in security in a credit card processing company whose business is focused on high security and bank transactions.

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So all in all, I now I need another payment processor, I cannot rely solely on Paypal for my online transactions, it’s good at the beginning, but the added fees means so much less profit when your business begins to rise.